Karine Arama

Karine Arama, a.k.a. Kay, is a seasoned financial markets expert with over two decades of experience at the forefront of global finance. She held senior positions at Goldman Sachs, Morgan Stanley and RBS, developing deep expertise in Fixed-Income, Foreign Exchange and Emerging Markets while working across Paris, London and Singapore.

Karine later moved from high finance to early-stage venture capital, joining SGH Capital, where she is a Partner. There, she focuses on breakthrough technologies, including blockchain infrastructure, AI and humanoid robotics. She also served as COO of IOV, a pioneering blockchain-infrastructure start-up, helping lay early foundations for today's decentralised-finance ecosystem.

In parallel, Karine founded Train with Kay, a wellness company centred on performance, longevity and resilience. A certified fitness coach and Thai-boxing and yoga instructor, certified skydiver, deep scuba diver and Vipassana meditator, she brings an approach built on discipline, data and decentralisation. These are the three pillars she believes underpin durable wealth.

Her investment philosophy is rooted in the belief that the future of wealth lies at the intersection of tokenisation, decentralised finance (DeFi), AI-powered analytics and data-driven venture capital.

Karine is one of the Experts at Singularity University, speaking on topics such as “The Future of Finance: How AI, Blockchain & Agentic Systems Are Rewriting the Rules.” Named one of Unstoppable Domains' 100 Most Influential Women in Web3 & AI, she is a frequent keynote speaker at SingularityU Summits and Executive Programs.